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What is an Salary Loan?
A Salary Loan is an unsecured personal loan offered to salaried individuals based on their monthly income. It’s designed to help with urgent or planned personal expenses without the need for collateral.
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Key Features
- Loan Amount: ₹50,000 to ₹20 Lakhs
- Tenure: 12 months
- Interest Rate: Starting from 10% to 18% per annum
- Quick Disbursal: Often within 24–48 hours
- EMI Options: Flexible repayment via salary deduction
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Eligibility Criteria
- Age: 21 to 60 years
- Salaried in govt., public, or private sector
- Monthly salary: Min ₹ 25,000 and Above
- Stable employment record (usually 6+ months in current job)
- Good credit score (CIBIL) improves eligibility and rate
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Required Documents
- KYC Documents: Aadhaar, PAN, Passport, or Voter ID
- Income Proof: Salary slips and bank statements showing salary credit (last 3–6 months)
- Employment Proof: Company ID or Appointment Letter
- Photographs: Passport-size
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Benefits
- No collateral needed — loan based on income
- Fast approvals and minimal paperwork
- Flexible usage — use for marriage, travel, medical needs, home renovation, or education
- Top-up loans and pre-approved offers for existing customers
- Boosts your credit score with timely payments
Why Choose Our Salary Loan?
Transparent Terms
We ensure clear terms, honest communication, transparency throughout journey.
Special Interest Rates
Enjoy affordable EMIs with interest rates that suit your salary and budget.
Special Offers for Employees
Special offers for government workers and corporate staff, including flexible terms
100% Digital Process
Apply online, upload documents digitally, get approved without stepping out of your home.
A Salary Loan gives you the power to manage life’s expenses — without the wait.
Apply for a Salary Loan now and take control of life’s expenses.
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