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What is an Home Loan?
A Home Loan is a long-term financial product that helps individuals purchase, construct, or renovate a residential property. It allows you to own a home without paying the full cost upfront.
1
Key Features
- Loan Amount: ₹2 lakhs to ₹ 25 lakhs (depends on income, property value, bank policy)
- Tenure: Up to 30 years
- Interest: Starting from 16 % p.a. (fixed/floating)
- EMI: Based on your income
- Loan Types: Buy, build, renovate, balance transfer
2
Eligibility Criteria
- Salaried individuals (private/govt.)
- Self-employed professionals
- NRIs (Non-Resident Indians)
- Age: 21 to 55 years
3
Required Documents
- KYC – PAN, Aadhaar, Passport
- Income Proof – Salary slips/Form 16/bank statements (salaried) or ITRs/balance sheet/business proof (self-employed).
- Property Documents: Sale deed/agreement, title documents, approved building plan
- Photographs & Signature Proof
4
Benefits
- Own your dream home with ease
- Flexible EMI & long repayment period
- Balance transfer option
- Top-up loans available
Why Choose Our Home Loan?
Transparent Terms
We ensure clear terms, honest communication, transparency throughout journey.
Speedy Approvals
Experience hassle-free approval and support right at your doorstep to save time and effort.
Dedicated Support Team
Our experienced team guides you with documentation, legal advice, and end-to-end support.
Special Interest Rates
Enjoy preferential interest rates if you’re a woman, first-time buyer, or government employee.
Your dream home is closer than you think.
Apply for a Home Loan today and make it a reality.
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