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What is an Vehicle Loan?
A Vehicle Loan helps individuals finance the purchase of two-wheelers or four-wheelers, whether new or pre-owned. It allows you to buy a vehicle with easy monthly payments, instead of paying the full amount upfront.
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Key Features
- Loan Amount: Up to 90–100% of the on-road price (based on profile & vehicle)
- Loan Tenure: 12 to 84 months (1 to 7 years)
- Interest Rate: Starting from 16 % p.a. (varies by credit profile & lender)
- Available for: New two-wheelers & four-wheelers ( Small commercial vehicles) / Used (pre-owned) vehicles
- Collateral: The financed vehicle is hypothecated to the bank until loan repayment
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Eligibility Criteria
- Age: 21 – 55 years
- Salaried or self-employed individuals with stable income
- Good credit history improves loan terms
- Co-applicant allowed (optional)
3
Required Documents
- KYC Documents: Aadhaar, PAN, Passport, Voter ID
- Income Proof – Salary slips/Form 16/bank statements (salaried) or ITRs/balance sheet/business proof (self-employed).
- Vehicle-related documents: Invoice or quotation of vehicle, RC (for used vehicles)
- Passport-size photographs
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Benefits
- Quick approvals and disbursal — often within 24–48 hours
- Affordable EMIs and flexible repayment options
- Boosts credit score with regular repayment
- No need to liquidate savings for purchasing a vehicle
- Optional insurance & add-on coverage bundled with EMI
Why Choose Our Vehicle Loan?
Transparent Terms
We ensure clear term, honest , no hidden charges , transparency throughout journey.
Special Offers for Employees
Special offers for women buyers, government employees, and repeat customers
Dedicated Support Team
Our experienced team guides you with documentation, legal advice, and end-to-end support.
Pre-Approved Offers
Enjoy faster processing with pre-approved options exclusively for eligible account holders
Ready to ride? Let us help you finance your vehicle — smooth, simple, and fast.
Apply for a Vehicle Loan today and hit the road with confidence!
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